1 point per dollar spent
200 points = $20 rewards certificate
This is actually not a bad deal for those who are doing a lot of shopping with Avenue already anyway. Any type of help provided on top of what you normally do anyway is a great thing, right? They even offer a cash back program with their Avenue Credit Card and the cash back rewards happen like this:
$250 spent = $10
$500 spent = $20
$1,000 spent = $40
$1,500 spent = $60
$2,000 spent = $120
Are you going to really do enough spending within the Avenue stores in order for the Avenue Credit Card to be a worthy investment for you? Yes, every little bit helps no matter your spending budget. However, the Avenue Credit Card is really designed to be for those who shop in great quantities in order to see the greatest savings at the top level. Think about the cash back option. If you are only spending small amounts within the year, this will seem like nothing at all to you when it comes time to claim your rewards. Are you going to make sure your bill is always paid on time? If not, the Avenue Credit Card or any other card for that matter probably isn't for you at this time. The interest rate will be a huge problem for you if you are always carrying a balance on the Avenue Credit Card. Is it okay with you that the Avenue Credit Card is exclusive to the Avenue stores? If you are looking for a card that can be used everywhere, you are in search for a credit card likely with a Visa or MasterCard logo on it. If you do decide to go with the Avenue Credit Card, just make sure to read everything they have available so that you will fully understand what you are getting into.